Independent comparison
Best banking referral bonuses
Compare current checking and banking offers by reward and requirement. Always confirm the final terms and availability on the provider’s signup page.
#1 · Banking
Ally Bank
- You receive
- $100 bonus
- Required
- The link fills in the code. Signing up in the app? Paste it in the referral field.
- Time limit
- No deadline stated; confirm on signup page.
- Availability
- Location and account eligibility vary; confirm for your state.
- Verified
- September 17, 2026
#2 · Banking
Capital One Checking
- You receive
- No guaranteed signup bonus
- Required
- Complete the application from the referral page so the invite stays attached.
- Time limit
- No deadline stated; confirm on signup page.
- Availability
- Location and account eligibility vary; confirm for your state.
- Last checked
- September 17, 2026
#3 · Banking
Chase Checking
- You receive
- $400 bonus
- Required
- Open Chase Total Checking from the link and receive $1,000 in direct deposits within 90 days. Offer expires October 14, 2026.
- Time limit
- within 90 days
- Availability
- Location and account eligibility vary; confirm for your state.
- Verified
- September 17, 2026
#4 · Banking
Chime Bank
- You receive
- Reward varies
- Required
- The reward and qualifying requirements vary; confirm the current terms on the linked Chime page.
- Time limit
- No deadline stated; confirm on signup page.
- Availability
- Location and account eligibility vary; confirm for your state.
- Last checked
- September 17, 2026
#5 · Banking
One Pay
- You receive
- No guaranteed signup bonus
- Required
- Use the referral page to keep the invite attached during sign-up.
- Time limit
- No deadline stated; confirm on signup page.
- Availability
- Location and account eligibility vary; confirm for your state.
- Last checked
- September 17, 2026
#6 · Banking
SoFi Checking and Savings
- You receive
- $50 cash bonus
- Required
- Complete sign-up from the referral page so the invite stays attached.
- Time limit
- No deadline stated; confirm on signup page.
- Availability
- Location and account eligibility vary; confirm for your state.
- Verified
- September 17, 2026
#7 · Banking
Varo Bank
- You receive
- $100 bonus
- Required
- The $100 needs qualifying direct deposits after opening.
- Time limit
- No deadline stated; confirm on signup page.
- Availability
- Location and account eligibility vary; confirm for your state.
- Verified
- September 17, 2026